Health Care Education

Emergency Care – What Are My Options?

Emergencies happens and no doubt you are in a panicked state and just want to get care right away.  Once the crisis has passed, a new one begins…the bill.  Even if you have great health care insurance, the bill from the hospital can be costly. Add a high deductible or no health care insurance, and […]

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What Happens To My Family if the Affordable Care Act (ACA) is Repealed?

Choosing the right health care plan for you or your family can seem daunting.  Add COVID-19 to the mix and no doubt you look at health care differently.  While many health insurance companies have waived co-pay and treatment in some cases for COVID-19, other conditions you or your family may be dealing with are still

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Telehealth – More Options for Consumers

In the time of COVID-19 telehealth options from your provider have become a common option.  No doubt once the stay at home ban is lifted, telehealth will become more the norm. Perhaps due to ongoing restrictions or consumer preference. If you are still unsure as to how Telehealth works reference: Telehealth Options for Consumers During COVID-19

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Telehealth options consumers

Telehealth Options for Consumers During COVID-19 Q&A

While maintaining social distancing, there are, alternative options for care and access to your provider.  Medicare is lifting the requirements on telehealth options and many practices are using this method as an alternative way to care for patients. While telehealth has been around, it has a slow adoption rate.  With COVID-19 and social distancing this

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Coronavirus FAQ

Coronavirus (COVID-19) Out of Pocket Expenses for Coronavirus Testing and Consumer FAQs

The Coronavirus has obviously changed all of us and continues to have us navigating daily life in different directions. In addition, there is so much information out there including how to sanitize, cure cabin fever, and age groups most impacted by Coronavirus.  One of the key questions is how to get tested and what are

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Impacts if ACA repealed

Affordable Care Act Repealed – What it Could Mean to You

It is an election year with lots of ideas being tossed around for how to reform our health care system.  One of the ideas is to repeal the Affordable Care Act (ACA a.k.a. Obamacare) and start new.  I preface this post with I am here to present the facts with a non-partisan approach. My end goal is to provide the

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Price Transparency and Payment Options

Understanding your out-of-pocket costs is key when making health care decisions. High Deductible Health Plans (HDHP) continue to rise in terms of the top health care plans purchased.  Reference: Kaiser Family Foundation: 2019 HDHO Benefits Survey For HDHP plans 2020 minimum deductibles are $1400 for individual and $2800 for families.  Maximum deductibles $6900 for individuals and $13,800 for

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Telehealth versus Telemedicine – How it works

Po-tay-toe or Po-tah-toe, is there a difference? How about if you are talking about telemedicine or Telehealth? Let’s start by clearing up any ambiguity on the terms. Telemedicine – used to refer to traditional clinical diagnosis and monitoring through technology. Telehealth – is more commonly used today.  It describes a broader range of diagnosis options,

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Surgery – Why Did I Get a Bill for Authorized Services?

What happened? Mary was going in for bariatric surgery. She confirmed all details with her health insurance provider, including the authorization for services. On the day of surgery, Mary checked in at the in-network hospital. Approximately fifteen minutes before being taken to the Operating Room (OR), she met her anesthesiologist, who explained the process for

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