The Coronavirus has obviously changed all of us and continues to have us navigating daily life in different directions. In addition, there is so much information out there including how to sanitize, cure cabin fever, and age groups most impacted by Coronavirus. One of the key questions is how to get tested and what are the out of pocket expenses if you have insurance or you don’t. There are so many changes and I will work hard to update as new information becomes available.
This blog post is in a Q&A format with lots of links that I hope makes it easy for consumers to focus on the resources and answers needed..
Q: How do I know I need to be tested?
A: There are two main reasons: 1. Having symptoms of fever, dry cough and shortness of breath. It is important to consult with a physician to evaluate if a test is necessary. 2. Exposure to an infected person.
Q: What is the process for testing?
A: Your first step is to contact your physician and they will direct you accordingly. Medical offices and providers are in consistent contact with local and state departments as well as the Center for Disease Control and Prevention (CDC) and World Health Organization (WHO) and can direct you through the process.
I would add that provider offices are overwhelmed as well and are adjusting with the daily changes. It may be confusing for them or information may not have been provided, so there could be some delays or confusion. Patience and understanding with one another is essential during this time. Refer to: One person’s journey through the Coronavirus testing process
Q: How much will the test cost me?
A: Health insurance companies are working to come up with options. Some are waiving copays or covering all costs associated with testing.
- Aetna will waive co-pays for all diagnostic testing related to COVID-19, according to CVS Health
- Anthem will cover the cost of COVID-19 testing with no out-of-pocket cost, which is a great option for those who have a high deductible plan.
- Bright Health will cover COVID-19 diagnostic test and associated office visit as a preventative care service, so it is available at no cost to members, regardless of networks.
For a comprehensive list: AHIP: Health Insurance Companies Respond to COVID 19
As always check with your health insurance provider as things are constantly changing and may vary state by state. If you have no insurance call your provider or a provider in your area if you do not have a primary care provider assigned to you. Most medical groups will work with you on a financial plan.
Q: What about seeing my provider for other issues or an appointment I already had scheduled?
A: If you would like to keep your appointment but are concerned about maintaining social distance, ask your provider if having a conference call or a video chat is an option. A lot of providers are using telehealth options for these types of appointments. To learn more about how telehealth works refer to. Telehealth vs. Telemedicine How it Works
Q: I have tested positive or have been exposed and am in self-quarantine, remind me of the steps I should follow?
A: With so much information it is understandably confusing. The CDC has a easy to read list with key steps to follow: CDC: What to do if you are sick
Q: What are the latest findings of COVID-19 and impacts to kids?
A: A recent study notes that it is typically mild for kids. Refer to WebMD Coronavirus Often Mild for Kids. As always your pediatrician is your best source in understanding your kids medical history and impact of the Coronavirus,
Q: What are the best ways to kill Coronavirus at home?
A: Understandably, getting hand sanitizer or Lysol disinfectant wipes prove to be a challenge at your local grocery store. In addition, breaking old habits, like spraying a disinfectant on the counter and immediately wiping it off. You should let it sit briefly to let it kill a virus and then wipe clean. As for options if you are using bleach, rubbing alcohol or Aloe Vera for your own disinfectant, there are some important tips and recommendations to remember. Refer to: WebMD Most Effective Ways to Kill Coronavirus at Home
Q; Cabin fever is real, and especially challenging if you are balancing your job, and keeping kids home schooled and entertained. This has an obvious impact mentally and staying mentally healthy is just as important as physically to keep your immune system optimum. What can you do?
A: Keeping in mind this is temporary. Establish a routine, but be open to new time frames, breaks and modifications to your routines. Take time for you, through yoga, meditation, afternoon naps, a 30-minute afternoon read of your favorite novel, whatever is most important to you. Refer to CNN Health: How to cure cabin fever tips
Q: I’m not sick but I am a little over soup, chicken nuggets and frozen pizza. Is it safe to order food and have it delivered?
A: According to sources for now it is okay. Food deliver services including Grub hub and Door Dash are still delivering.
According to the CDC and the FDA, there is currently no evidence that COVID-19 can be transmitted through food or food packaging. Restaurants like Chipotle are sending out messages about delivery and providing drop off options such as no contact, meet at door or curbside to minimize contact. For more information refer to: CNET Food and Grocery Take Out
I hope this information is helpful to you. Stay safe and be well!
Additional references;
WebMD What to know about Coronavirus if you have Asthma
WebMD Coronavirus Impacts Young People Too – See Statistics
Cardiologist Advice to his patients about COVID-19
Coronavirus fears if you have diabetes