Choosing the right health care plan for you or your family can seem daunting.  Add COVID-19 to the mix and no doubt you look at health care differently. While many health insurance companies have waived co-pay and treatment in some cases for COVID-19, other conditions you or your family may be dealing with are still …
What Happens To My Family if the Affordable Care Act (ACA) is Repealed? Read More »
As you prepare for open enrollment, which starts November 1st thru December 15th for individual and family plans. It’s essential to understand the differences between plans. Differences between an HMO and PPOwas recently covered in a post. The purpose of this article is to provide an overview of the POS, EPO, and HDHP plans. Point of …
Health Care Enrollment 2020 POS, EPO, ​and HDHP Plans Read More »
Understanding all the health care acronyms, plans, and associated costs can be overwhelming. As you are considering purchasing your plan for 2020, be sure consider the out of pocket costs, copays, deductibles, and coinsurance. These can significantly impact your decision making and outcome to your budget and health care options. Premium A premium is your …
Open enrollment starts November 1st thru December 15th for individual and family plans. The purpose of this article is to provide an overview of the difference between HMO and PPO plans. Health Maintenance Organizations (HMO) An HMO has its own network of providers, hospitals, and other providers such as Durable Medical Equipment (DME), Physical Therapy …