No Middleman. No Price Games. Huge Drug Savings Sound too good to be true? I thought that as well, until I researched it and found Cost Plus Drugs to offer some significant cost savings. I hear constantly the concerns of people struggling with paying for their own medications or caring for an elderly loved one and […]
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Consumer Survey Telemedicine has changed all our lives given the pandemic, but are consumers and physicians embracing the change? A recent survey, by Doximity, examined patient perspectives and physician adoption since COVID-19. Prior to the pandemic, telemedicine was limited to those who lived in rural areas and at a specific site or location for a
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Emergencies happens and no doubt you are in a panicked state and just want to get care right away. Once the crisis has passed, a new one begins…the bill. Even if you have great health care insurance, the bill from the hospital can be costly. Add a high deductible or no health care insurance, and
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Choosing the right health care plan for you or your family can seem daunting. Add COVID-19 to the mix and no doubt you look at health care differently. While many health insurance companies have waived co-pay and treatment in some cases for COVID-19, other conditions you or your family may be dealing with are still
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Understanding your out-of-pocket costs is key when making health care decisions. High Deductible Health Plans (HDHP) continue to rise in terms of the top health care plans purchased. Reference: Kaiser Family Foundation: 2019 HDHO Benefits Survey For HDHP plans 2020 minimum deductibles are $1400 for individual and $2800 for families. Maximum deductibles $6900 for individuals and $13,800 for
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What happened? Mary was going in for bariatric surgery. She confirmed all details with her health insurance provider, including the authorization for services. On the day of surgery, Mary checked in at the in-network hospital. Approximately fifteen minutes before being taken to the Operating Room (OR), she met her anesthesiologist, who explained the process for
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There are many changes in health care, and physicians are making choices regarding their practice. Some key issues physicians face are managing a practice day to day operations in the ever-changing health care environment. They are also managing contracts and payments with insurance companies. Many physician groups are choosing alternative options like concierge medicine and
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Preventative healthcare or preventive medicine is about being proactive in taking advantage of your preventative benefits that were mandated under the Accountable Care Act (ACA). This allows for disease prevention and instead of disease treatment. Most health care plans per the Accountable Care Act (ACA) offer preventative screens at no charge, as long as you are
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As you prepare for open enrollment, which starts November 1st thru December 15th for individual and family plans. It’s essential to understand the differences between plans. Differences between an HMO and PPOwas recently covered in a post. The purpose of this article is to provide an overview of the POS, EPO, and HDHP plans. Point of
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Understanding all the health care acronyms, plans, and associated costs can be overwhelming. As you are considering purchasing your plan for 2020, be sure consider the out of pocket costs, copays, deductibles, and coinsurance. These can significantly impact your decision making and outcome to your budget and health care options. Premium A premium is your
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