Health Care Education

Health Care Open Enrollment

Health Care Enrollment 2020 POS, EPO, ​and HDHP Plans

As you prepare for open enrollment, which starts November 1st thru December 15th for individual and family plans. It’s essential to understand the differences between plans. Differences between an HMO and PPOwas recently covered in a post. The purpose of this article is to provide an overview of the POS, EPO, and HDHP plans. Point of …

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Health Care Out of Pocket Expenses

Health Care Enrollment 2020 Out of Pocket Costs

Understanding all the health care acronyms, plans, and associated costs can be overwhelming. As you are considering purchasing your plan for 2020, be sure consider the out of pocket costs, copays, deductibles, and coinsurance. These can significantly impact your decision making and outcome to your budget and health care options. Premium A premium is your …

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Health Care Open Enrollment

Health Care Enrollment HMO versus PPO

Open enrollment starts November 1st thru December 15th for individual and family plans. The purpose of this article is to provide an overview of the difference between HMO and PPO plans. Health Maintenance Organizations (HMO) An HMO has its own network of providers, hospitals, and other providers such as Durable Medical Equipment (DME), Physical Therapy …

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2023 Open Enrollment Health Care Insurance

Health Care Open Enrollment 2021 On-Exchange versus Off-Exchange

November is a busy month for planning your future for health care insurance.  1) November 3rd is Election Day so please get out and vote and let your voice be heard.  2) open enrollment for health insurance November 1st and runs through December 15th. Understanding the different types of plans, acronyms can make choosing the …

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